Cosmetic Surgery Financing

Plastic Surgery Financing

Patient Financing

We Specialize in Cosmetic Surgery Financing!

Have you have ever asked yourself
"How can I possibly pay for my plastic surgery?"

If you want to improve your look and your life, without the burden of a large cash payment up-front, elective surgery financing through First American Finance is for you.   Why wait weeks or months for the new look you want now?  We can provide fast, easy and affordable elective surgery financing for plastic, laser (lasik) eye, infertility, hair replacement, oral procedures without the runaround.

Elective Surgery Financing Specialists
First American Finance offers financing programs designed exclusively for elective surgery. We make elective surgery more attractive by providing an affordable payment plan that features low, monthly payments with low, fixed interest rates and flexible terms.

Worried about qualifying for financing? You shouldn't be. First American Finance offers financing options for patients with many types of credit histories. That flexibility allows us to provide financing for elective surgery to most patients who request it.   Patients with excellent credit ratings who apply for financing through First American Finance qualify for extra-low interest rates. Even patients with past credit problems can qualify for very reasonable rates.  We welcome any questions you may have about your credit history.

Affordable Payment Plans with Attractive Benefits
We offer payment plans that will fit your individual needs and financial circumstances. Financing is available for procedures ranging from $1,500 to $25,000. If you’ve been putting off having cosmetic surgery or limiting the types of procedures you want, First American Finance can help. You can schedule your procedure right away because our financing program provides so many benefits:

  • Low, monthly payments
  • The first monthly payment is not due for 6 - 8 weeks
  • Low, fixed interest rates as low as 9.9% APR
  • Terms from 12 - 60 months
  • No pre-payment penalty
  • Fast, confidential application process

Your payments will not change with our low, fixed interest rates starting as low as 9.9% APR, depending on your credit profile. Payments can be made over 60 months. And, there’s no pre-payment penalty, so you can make lump sum pre-payments at any time.

Choose Your Own Doctor or We Can Refer You to One
You can choose your own Doctor.  Your Doctor will need to enroll in our finance program.  There are no costs or exclusive obligations required for the Doctor to enroll.  If you have not yet selected a Doctor, we can refer you to a Doctor in your area after you have been approved for financing.

Our application process is fast, easy and confidential. You can apply using our online application form . There is no obligation to accept the financing if you are approved.  Apply Now!

 

INTRODUCTION TO PLASTIC SURGERY PROCEDURES

The following short summaries are intended as a general overview only. Some of these cosmetic procedures may also fulfill true medical needs. A lot depends on the unique circumstances and experience of each individual. If you're considering plastic surgery, please ask your plastic surgeon for further information about the particular procedure and what you can expect. In addition, the fees quoted are only to give you a general idea of what the procedure may cost. Fees usually vary according to the region of the country and the patient's needs. In general, the fees quoted do not include anesthesia, operating room facilities, or other related expenses. Also, please note that all surgery carries some uncertainty and risk. To reduce your risk, choose a qualified plastic surgeon and closely follow his or her advice.

ABDOMINOPLASTY (Tummy Tuck)

Procedure: The tummy tuck helps you to achieve a trimmer and flatter abdomen. This surgery is particularly helpful to both men and women whose abdominal muscles and skin have been stretched through the aging process or through multiple pregnancies to the extent that it cannot return to normal even with diet and exercise. In this procedure, the cosmetic surgeon removes excess skin and fat from the middle and lower abdominal wall and then tightens the abdominal muscles. A tummy tuck is often performed in conjunction with liposuction surgery. Based on the circumstances, the surgery can be performed in an outpatient surgical center, an office-based facility, or in a hospital where a patient may spend two to three days.

Abdominoplasty can take between two to five hours, and a partial Abdominoplasty may take two hours, depending on the extent of the work required. Your doctor may select a general anesthesia, which means you will sleep through the operation, or a local anesthesia combined with a sedative to make you drowsy.

Approximate Cost: $4,000.

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BREAST ENLARGEMENT (AUGMENTATION MAMMOPLASTY)

Procedure: Now through safe and effective procedures, you can enhance your breast size and body contour, thus achieving a revitalized body image that can bolster your self-confidence. The procedure involves placing inflatable implants filled with saline either above or below the chest muscle through a number of different insertion points, depending on your natural anatomy, your preferences, and your surgeon's preferences. Recent endoscopic procedures which place the incisions lower in the truncal area than before are gaining popularity because of the nearly inconspicuous scars that result. This surgery is usually performed on an outpatient basis and takes between one to two hours. Your surgeon may choose either a general anesthetic or a local with sedation.

Approximate Cost: $3,000 to $4000.

BREAST LIFT (MASTOPEXY)

Procedure: A breast lift raises and reshapes sagging breasts which can result in a revitalized body image that can bolster your self-esteem. The procedure involves removing excess skin and repositioning the remaining tissue and nipples. A breast lift can also reduce the size of the areola or dark skin around the nipple and, when performed in conjunction with the insertion of breast implants, can add firmness and size to small breasts or breasts that have lost their volume after pregnancy. This procedure usually takes from one and a half to three and a half hours and can be done on an outpatient basis. Your surgeon may choose general or local anesthesia with sedation. The choice varies according to the particular patient's circumstances.

Approximate Cost: $4000.

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BREAST REDUCTION (female and male)

Female Breast Reduction (Reduction Mammoplasty)

Procedure: A breast reduction is one of the most satisfying of plastic surgery procedures.This common procedure reduces the weight and size of very large breasts by using liposuction techniques and may be performed on an outpatient basis under local anesthesia. After the surgery patients no longer suffer from the problems associated with overly large breasts: unwanted attention, self-consciousness, and back pain.

Approximate Cost: $5,000.

Male Breast Reduction (Gynecomastia)

Procedure: Male breast reductions have become one of the most popular cosmetic surgical procedures for males. The procedure reduces the enlargement of the breast, using liposuction to remove fatty and glandular tissue. Incisions for this operation may be made directly inside the areolar border where they are generally inconspicuous. This surgery may be performed on an outpatient basis under a general anesthetic or a local anesthesia with sedation. Most patients who undergo this procedure are pleased with the results and no longer feel self-conscious in social situations, such as at the beach or pool.

Approximate Cost: $3,000.

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CHEMICAL PEEL (Phenol and trichloroacetic acid--TCA)

Procedure: Both men and women can achieve great success with this procedure which improves and smoothes blemished, wrinkled, unevenly pigmented, or sun-damaged facial skin. Younger looking skin can enhance your self-esteem. This procedure involves using a chemical solution to peel away the damaged outer layers of skin. A chemical peel works best on fair, thin-skinned people with superficial wrinkles. trichloroacetic acid (TCA) is used for medium-depth peeling; whereas phenol, the strongest of the chemical solutions, produces a deep peel. Your doctor may use TCA to treat fine surface wrinkles, superficial blemishes, and pigment problems. TCA also aids in the control of acne. Phenol, on the other hand, is used to treat coarse facial wrinkles, blotchy or damaged skin caused by sun exposure and other conditions, or pre-cancerous growths. A typical peel may take from one to two hours for the full face and is usually performed on an outpatient basis. Sedation may be used before and during the procedure for relaxation. However, some full-face phenol peels may require a hospital stay of up to two days.

Approximate Cost: $1,700.

EAR SURGERY (OTOPLASTY)

Procedure: Ear surgery shapes and contours the ear to complement the patient's head size and bone structure. This procedure involves removing excess skin and cartilage from the back of the ear. It is typically performed on an outpatient basis using local or general anesthesia and generally takes from one to two hours. Having ear surgery helps reduce the stress and embarrassment that may be associated with overly large or protruding ears and can give you a rejuvenated body image that will bolster your self-esteem and increase your confidence with others.

Approximate Cost: $2500

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EYELID SURGERY (BLEPHAROPLASTY)

Procedure: To correct sagging upper eyelids and puffy bags below the eyes, this procedure removes excess skin and excess fat as needed to rejuvenate the eye area. This is a very popular surgery with a high rate of patient satisfaction. The small sutures made on the lids or directly inside the lids are very well hidden and heal quickly. The surgery can last anywhere from one to three hours and is generally performed on an outpatient basis under local anesthesia combined with sedation.

Approximate Cost: $2,800 (for both upper and lower lids)

FACELIFT (RHYTIDECTOMY)

Procedure: The popular facelift can be performed on both men and women as soon as there are signs of aging. This procedure addresses the changes which occur in the natural process of aging--sagging facial skin, owls, and loose neck skin. A typical lift requires the cosmetic surgeon to remove excess fat, tighten underlying muscles, and re-drape the skin of the face and neck. Ideal candidates for a face lift are men and women over forty whose face and neck have begun to sag but who have some skin elasticity and a well-defined bone structure. To tighten the skin, the surgeon usually makes inconspicuous incisions in the hairline or natural folds of the skin. If a browlift is being done in conjunction with a facelift, the incisions may be made in the hair at the top of the head to allow the forehead and eyebrows to be lifted. While facelifts are generally performed on an outpatient basis under local anesthesia combined with a sedative, some surgeons who use general anesthesia prefer their patients to be hospitalized for a short period. Having a facelift takes several hours, especially if more than one procedure is being done. The results of this procedure can be very satisfying since having a youthful appearance can bolster your self-esteem and make you more confident around others.

Approximate Cost: $5,000 and up.

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FACIAL IMPLANTS

Procedure: Facial implants can provide subtle or significant changes in facial structure. High cheek bones and a well-defined jaw line have for centuries been associated with physical beauty and confidence.This procedure involves inserting carefully shaped implants to build up cheekbones, to add prominence to a receding or "weak" chin, or to reshape the jaw line.The procedure generally takes from 30 minutes to two hours and is usually done on an outpatient basis, using local anesthesia combined with sedation. Occasionally, general anesthesia is used and an overnight hospital stay is required. Facial implants enhance and balance the structure of the face which can lead to greater self-confidence.

Approximate Cost:
Cheek Implants: $2,000.
Chin Implant: $1,500.

FOREHEAD LIFT (BROWLIFT)

Procedure: The browlift raises drooping eyebrows that are due to the effects of aging and corrects creases and furrows above the nose and on the forehead. This procedure involves raising and tightening the skin and muscles of the forehead and cutting the muscles responsible for forehead wrinkles and creases. Usually performed on people over 40, this procedure is done either with an incision made inside the hairline at the top of the head (the coronal browlift) or with an endoscope, a fiber-optic light which allows the surgeon to operate through three to five small incisions (the endoscopic browlift). It generally takes from one to two hours and can be done on an outpatient basis, using local anesthesia with sedation. The rejuvenated look that results from a browlift can enhance your self-esteem.

Approximate Cost: $2,500.

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HAIR REPLACEMENT SURGERY

Procedure: Today's hair replacement surgeries produce amazing results that do not vanish over time. There are a variety of techniques to fill in baldness with a patient's own hair. These include scalp reduction, scalp expansion, and grafts--plugs, mini plugs, and micro plugs. More than one technique can be used on the same person to achieve a natural look. Mini grafts and micro-hair grafts involve taking one to five hairs from the posterior scalp and placing them in the balding area, using a microscopic incisions. The very small size of the grafts provides the patient with natural results. These hair grafts eliminate the "corn-row" appearance that has long typified hair replacement surgery. Usually scalp reductions and hair transplants are done on an outpatient basis under a local anesthesia or under a local with sedation. Scalp reductions generally take less than one hour. Hair transplants can take from six to eight hours, depending on the area of baldness. In addition, some techniques require multiple procedures that take place over a period of months. The great thing about Mini grafts and micro grafts is that they minimize scarring and can improve even the most extensive hair loss situations. That great feeling of well-being that results from having successful hair replacement surgery can enhance your self-esteem.

Approximate Cost:
Scalp reductions: $2,000 to $3,000 or more
Hair transplants: Cost varies depending on the amount of baldness, but micro-grafts and mini-grafts can cost between $4 to $10 for each graft. Cosmetic surgeons can transplant a thousand or more grafts per session.

LASER FACIAL RESURFACING

Procedure: Laser facial resurfacing softens surface irregularities and helps remove facial wrinkles. It involves the use of high pulse lasers to remove the top layers of skin, thus revealing the younger looking skin underneath. Younger looking skin can enhance your self-esteem. This procedure may be performed on small areas of skin or on the entire face. In contrast to a chemical peel, laser resurfacing is less likely to produce extreme changes and contrasts in skin color. This procedure is generally performed on an outpatient basis under local anesthesia combined with a sedative. However, in severe cases a hospital stay may be required. In addition, the procedure may take anywhere from a few minutes to an hour and a half, depending on how large an area of skin is involved.

Approximate Cost: The cost depends on the area and depth of the scars or wrinkles. A single region may cost between $1,000 to $2,000 dollars, while a full-face resurfacing could cost over $3,000.

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LIPOSUCTION (Lipoplasty)

Procedure: Liposuction is the most popular cosmetic surgical procedure around today. It improves the the shape and contour of the body by removing unwanted areas of fat. Areas of the body that can be improved by liposuction include the chin, cheeks, neck, upper-arms, buttocks, hips, thighs, knees, calves, and ankles. Lipoplasty can be done using traditional suction assisted liposuction or with an ultrasound probe. Suction assisted lipoplasty involves removing intact fat cells while ultrasound-assisted lipoplasty (UAL) uses an ultrasound probe to liquefy the targeted areas of fat before they are removed. These procedures are usually done on an outpatient basis, using a local, epidural, or sometimes a general anesthesia. If the procedure is extensive, a short hospital stay may be required.That great feeling of well-being that results from having a well-defined figure can enhance your self-esteem.

Approximate Cost: Single site: $1,800 and up.

NECK MICROSUCTION

Procedure: Neck microsuction gives you a youthful looking neck by tightening the loose skin of the neck that results from years of the pull of gravity. This procedure involves removing the extra fat from just under the chin and through the neck area and then tightening the skin. The fat is removed using a liposuction technique. Once the fat is removed, the skin is then tightened. This procedure is generally done on a outpatient basis under a local anesthetic combined with sedation. That great feeling of well-being that results from a rejuvenated jaw and neck line can enhance your self-esteem.

Approximate Cost: $2,000 to $4,000.

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NOSE SURGERY (RHINOPLASTY)

Procedure: Nose surgery changes the size and shape of a person's nose and can also correct birth defects or breathing problems. To reshape the nose, this procedure loosens the skin of the nose and sculpts the nose to the desired shape. The skin is then re-draped over the new framework. This can be done for purely cosmetic reasons or for reconstructive purposes, such as to correct a marked deformity or breathing problem. Rhinoplasty can reduce or increase the size of the nose, remove a hump in the nose, change the shape of the bridge or tip, narrow the nostrils, or change the angle between the nose and the upper lip. The procedure takes from one to two hours and is usually done on an outpatient basis under local or general anesthesia. Some complex procedures may take longer and require an overnight stay in the hospital. That wonderful feeling of well-being that results from a great facial profile can enhance your self-esteem.

Approximate Cost:
Open rhinoplasty: $3,000.
Closed rhinoplasty: $2,800.

PHALLOPLASTY (Penile Shaft Enhancement)

Procedure: Phalloplasty is one of the newest procedures in cosmetic surgery for men. It is designed to increase both the length and circumference of the penile shaft. Phalloplasty can be performed using the latest laser technique which involves no foreign material or implants. With this procedure, healing is very fast and the patient may be fully functioning within days after the procedure. Other options for penile enhancement are dermal-fat grafting (DFG), fat injection, and penis lengthening surgery.

Fat injection moves fat cells from another part of the patient's body to the penis. This procedure may need to be repeated several times for those who want a major increase. In many instances one treatment is sufficient. The surgery is usually performed on an outpatient basis under local anesthesia combined with sedation.

Dermal-fat grafting is a two step procedure that involves the removal from another part of the body of a strip of skin that has the fat attached. The lower skin layer with the fat attached is then transplanted to the penile shaft. This procedure usually takes three hours and is done on an outpatient basis.

Penis lengthening surgery involves extending the penis from 1/2 to 2 inches using local tissue and skin from the penis and/or pubic area. This procedure usually takes about two hours and is done on an outpatient basis under local anesthesia combined with sedation.

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TATTOO REMOVAL

Procedure: Tattoo removal allows you to reverse a decision that you made in the past, one that does not necessarily fit with your present style of life. Using new laser techniques, cosmetic surgeons can now remove unwanted tattoos without leaving conspicuous scars. The procedure is usually performed on an outpatient basis and can last from a few minutes to a half hour, depending on which laser is selected. Most surgeons pre-treat the tattoo with a topical or injectable local anesthetic prior to the procedure. Having an unsightly tattoo removed can enhance your self-esteem.

VEIN TREATMENT AND REMOVAL OF VASCULAR BIRTHMARKS

Procedure: Vein treatment of veins on the legs and face can be treated by injections of a solution that is similar to salt water or by laser treatments. Birthmarks such as port wine birthmarks or stork bites can also be treated by lasers but may require multiple sessions for improvement. Treatment by injection is usually done in the physician's office and may require anywhere from one to ten sessions, depending on the severity of the vein visibility. During the procedure there is minimal discomfort, and after an initial redness in the treated area, the veins start to fade. When lasers are used to treat veins or birthmarks, the treatments are generally performed without anesthesia in the doctor's office. However, small children and infants with large birthmarks may require a general anesthesia, in which case the procedure will be performed in an outpatient facility. Having a blemish free face and smooth legs can enhance your self-esteem.

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